How to choose the right mobile banking app?

How to choose the right mobile banking app?

The use of smartphones has made our day-to-day activities convenient that we can get anything online without stepping out of our homes. You can go shopping, pay bills, get medicines, and even do all mobile banking activities online.

Using the best mobile banking app, you can do online transactions and other banking activities without any difficulties. Today, most banks offer mobile banking apps, and choosing the right banking application depends on the latest features they offer. The IDFC FIRST Bank mobile banking app is designed to provide the most advanced features for a better user experience. Some of the features you should look for are:

  • A safe and secure login process 

The IDFC FIRST Bank Mobile Banking app helps you perform most banking activities such as fund transfer and financial transactions in a safe and secured environment. You can do your transactions from home without visiting a bank personally. To deal with banking transactions, you must give your personal and sensitive information, which requires utmost protection. To provide a secure and safe online banking experience, the IDFC FIRST Bank mobile banking app asks for two-way authentication.

You can log in safely by using the online banking user ID and password available in the Welcome Kit if you are using the app for the first time.

Once you log in, you could create a 4-digit MPIN number to safeguard your login process every time you log in. You can also choose biometric authentication such as fingerprint or face recognition to make your login more secure. To enhance security, the app also asks for an ATM PIN or UPI PIN code and a one-time password (OTP) for every UPI transfer or debit card transaction. An SMS is sent on your registered mobile and email for every transaction made.

  • Instant payments using a UPI-based app

The IDFC FIRST Bank mobile banking app offers you a UPI-based payment app which helps instant payment with enhanced reliability. You can make quick payments through UPI-based applications available on the banking app without using an account number or IFSC code. You can either use a mobile number or scan a QR code or BHIM UPI and transfer money instantly. The 6-digit code allows you to transfer funds to a beneficiary’s account or digital wallet in a secured way.

  • Link all bank accounts to a single platform

 The new mobile banking app allows you to integrate all your savings bank accounts under a single platform. Using this app, you can access any bank account, track the balances, set up recurring payments, transfer funds, make bill payments, and manage money. You can also invest in equity or gold. To do your banking activities of a different bank, you do not need to shift from one bank account to the other.

IDFC FIRST Bank offers you a user-friendly banking app that helps you plan your finance, get instant loans, manage your money, create a budget, and help you realize your dream. So, choose this best bank mobile banking app for the best financial assistance in your life.